Your First Home, Made Simple
Buying your first property in the UAE is an exciting milestone, but navigating the mortgage process can feel overwhelming. Our expert advisors make it stress-free with personalized guidance, competitive rates, and a seamless financing experience. Let’s turn your dream home into reality.
Expert Guidance for First-Time Buyers
Purchasing your first home is a significant step, and understanding mortgage eligibility, loan options, and bank requirements can be complex. Our mortgage specialists simplify the process, offering tailored advice to help you secure the best mortgage terms.
We work closely with leading banks and financial institutions, ensuring you receive the most competitive interest rates and a smooth approval process. From pre-approval to finalizing your mortgage, we handle the paperwork and negotiations, so you can focus on finding your perfect home.
Our First-Time Buyer Mortgage Services
Buying your first home can be overwhelming, but we make it simple. Our experts guide you through eligibility, down payments, pre-approvals, and bank requirements to ensure a smooth, stress-free experience.
Mortgage Pre-Approval
A pre-approval gives you a clear budget and strengthens your position when making an offer. We guide you through the application process and help you get pre-approved with the best available terms.
Understanding Mortgage Eligibility
We break down the requirements for first-time buyers, helping you navigate salary criteria, employment history, and credit score checks to ensure a smooth approval process.
Low Deposit & Flexible Loan Options
First-time buyers often have limited savings. We help secure low-deposit mortgages and flexible repayment plans, making homeownership more accessible.
Government & Developer Assistance Programs
Take advantage of first-time buyer incentives, including government-backed schemes and developer finance options. We’ll guide you through available programs that could reduce costs and improve loan terms.
Step-by-Step Mortgage Support
From selecting the right mortgage plan to finalizing your home purchase, we provide expert support at every stage, ensuring a hassle-free experience.
Are You Eligible for a First-Time Buyer Mortgage?
Securing a mortgage in the UAE requires meeting specific eligibility criteria. Our experts will assess your financial situation and guide you through the process, ensuring you meet key requirements such as:
Income & Employment
Minimum salary requirements and employment history.
Credit Score
UAE credit check and considerations for expatriates.
Down Payment
Minimum deposit requirements based on property value.
Residency Status
Special mortgage terms for expats and UAE nationals.
Hidden Costs First-Time Buyers Should Know
Beyond the mortgage itself, first-time buyers should be aware of additional costs involved in purchasing a home. We provide full transparency on expenses such as:
Down Payment
Typically 20% of the property value (varies for expats and UAE nationals).
Bank Processing Fees
Around 0% - 1% of the loan amount.
Valuation Fees
Charged by banks to assess property value.
Mortgage Registration Fees
Payable to the Dubai Land Department.
Broker & Legal Fees
Costs associated with using a mortgage broker’s services.
What Our Clients Say?
We’ve helped hundreds of clients successfully navigate property purchases, business setups, and residency applications—here’s what they had to say about working with us.
Why Choose Us for Your First Mortgage?
We simplify the process, offer expert guidance, and secure the best mortgage deals—so you can buy your first home with confidence.
Tailored First-Time Buyer Support
We provide step-by-step guidance, ensuring you feel confident at every stage of the mortgage process.
Access to Competitive Rates
We negotiate with top UAE banks to secure the best mortgage deals for first-time buyers.
Simple & Stress-Free Process
From application to approval, we handle all paperwork, making your mortgage journey smooth and hassle-free.
Expert Advice on Loan Options
We help you understand your mortgage choices, from fixed to variable rates, so you can make an informed decision.
Resources & Insights
Buying your first home is a big decision, and being informed is key to making the right choice. Explore our expert insights and guide.
