Maximize Your Returns with the Right Investment Mortgage
Investing in UAE real estate can be highly rewarding, but securing the right mortgage is key to optimizing your financial strategy. Our expert advisors provide tailored solutions, competitive rates, and seamless mortgage processing to help you maximize your investment potential.
Smart Financing for Property Investors
Whether you’re purchasing residential or commercial property, having the right mortgage strategy can make a significant difference in your investment success. Our team of mortgage specialists works with investors to secure the best loan terms, structure financing efficiently, and navigate UAE lending regulations.
With access to top banks and financial institutions, we help you maximize leverage, minimize costs, and ensure a smooth transaction. Whether you’re a first-time investor or an experienced property owner expanding your portfolio, we streamline the mortgage process so you can focus on returns.
Our Investment Mortgage Services
Looking to invest in UAE property? We structure mortgage solutions that maximise returns, ensure compliance, and support both residential and commercial investment goals.
Buy-to-Let Mortgages
Generate steady rental income with the right financing. We help investors structure buy-to-let mortgages with competitive rates and flexible repayment options to maximize profitability.
Commercial Property Mortgages
Investing in commercial real estate requires specialized financing. We assist in securing mortgages for offices, retail spaces, and mixed-use developments with tailored lending solutions.
Portfolio Financing
Expanding your property portfolio? We provide customized financing solutions to help investors acquire multiple properties while optimizing mortgage terms and cash flow.
Off-Plan Investment Mortgages
Investing in off-plan properties can yield significant returns. Our team works with banks to secure pre-approved mortgages for off-plan developments, ensuring compliance with developer and lender requirements.
Short-Term & Bridging Loans
Need fast financing for an investment opportunity? We assist with short-term and bridging loans that provide quick liquidity for purchasing, refurbishing, or reselling properties.
Do You Qualify for an Investment Mortgage?
Investors must meet specific criteria to secure an investment mortgage in the UAE. Our team ensures you meet all necessary requirements, including:
Minimum Income Requirements
Varies based on lender criteria.
Credit Score & Financial History
UAE credit report and international credit checks for expatriates.
Loan-to-Value (LTV) Ratio
Down payment requirements vary for investment properties.
Rental Income Potential
Banks may assess expected rental income when approving investment mortgages.
What Are the Costs of an Investment Mortgage?
Investment mortgages come with specific fees and financial commitments. We ensure you have full transparency on costs, including:
Down Payment
Typically 20% - 35% of the property value.
Bank Processing Fees`
Usually 0.5% - 1% of the loan amount.
Property Valuation Fees
Required by banks for loan approval.
Mortgage Registration Fees
Payable to the Dubai Land Department.
Early Repayment Penalties
Varies based on lender policies.
Legal & Broker Fees
Associated with securing an investment mortgage.
What Our Clients Say?
We’ve helped hundreds of clients successfully navigate property purchases, business setups, and residency applications—here’s what they had to say about working with us.
Why Choose Us for Investment Mortgages?
At Elite Service Group, we combine expert knowledge, personalised support, and a trusted network to deliver solutions that truly work. Here’s why individuals and businesses continue to choose us as their go-to advisory partner.
Access to Competitive Investment Rates
We negotiate with UAE’s top banks to secure the best mortgage deals for property investors.
Customized Investment Strategies
Tailored mortgage solutions designed to match your investment goals.
Seamless Loan Processing
From application to approval, we handle all the paperwork and lender negotiations.
Expert Guidance on Rental Yields & ROI
We help you structure financing to maximize profitability and rental returns.
Resources & Insights
Making the right investment starts with knowledge. Explore our latest insights and expert guidance on property financing:
