Secure Your Future Home with an Off-Plan Mortgage
Investing in off-plan property in the UAE offers incredible opportunities, but securing the right mortgage is key to a smooth and profitable purchase. Our experts provide tailored mortgage solutions, competitive rates, and step-by-step support to help you finance your off-plan investment with confidence.
Financing Made Easy for Off-Plan Buyers
Off-plan property purchases come with unique financing requirements. Our mortgage specialists simplify the process, securing the best loan terms and guiding you through every step – from selecting the right bank to finalizing mortgage approval.
We work with leading UAE banks and financial institutions to help you secure pre-approved financing, meet developer requirements, and manage payments as your property is built. Whether you’re a first-time buyer or a seasoned investor, we ensure a hassle-free mortgage process.
Our Mortgage Services
Buying off-plan? We work with trusted banks and developers to secure tailored mortgage solutions that align with payment plans and minimise financial risk.
Pre-Approval for Off-Plan Mortgages
Ensure a smooth purchasing process by getting pre-approved for your off-plan mortgage. We help you understand loan terms, eligibility, and lender requirements.
Developer & Lender Compliance
Each developer has specific mortgage requirements. We work closely with banks and developers to ensure your mortgage aligns with all necessary regulations.
Flexible Payment Plans
Off-plan properties often require structured payments over time. We help you find mortgage solutions that work with your developer’s payment plan, reducing financial strain.
Fixed & Variable Rate Mortgages
Understand the pros and cons of fixed vs. variable rates for off-plan properties. We guide you in selecting the best mortgage structure for your financial goals.
Investment & ROI Strategies
Off-plan properties can offer strong capital appreciation. Our experts provide insights on financing strategies that maximize your return on investment.
Are You Eligible for an Off-Plan Mortgage?
Lenders have specific eligibility criteria for financing off-plan properties. We help assess your qualifications, ensuring you meet key requirements such as:
Minimum Income & Employment Status
Banks require proof of stable employment and income.
Credit History & Score
Your UAE credit score and financial history impact loan approval.
Loan-to-Value (LTV) Ratio
Typically, off-plan mortgages require a higher down payment.
Developer & Bank Approvals
Some banks only finance projects from specific developers.
What Are the Costs Involved in an Off-Plan Mortgage?
Off-plan mortgages come with unique costs beyond the loan itself. We ensure full transparency on all expenses, including:
Down Payment
Typically Off Plan mortgages require a higher down payment.
Bank Processing Fees
Around 0.5% - 1% of the loan amount.
Property Valuation Fees
Required to assess project eligibility.
Mortgage Registration Fees
Payable to the Dubai Land Department.
Payment Plan Considerations
Developer payment structures affect mortgage terms.
Early Settlement Fees
Charges may apply for paying off your mortgage early.
What Our Clients Say?
We’ve helped hundreds of clients successfully navigate property purchases, business setups, and residency applications—here’s what they had to say about working with us.
Why Choose Us for Off-Plan Mortgages?
We understand the complexities of off-plan financing and ensure you’re backed by the right lender, the right structure, and expert support at every stage.
Access to Exclusive Off-Plan Mortgage Rates
We negotiate with leading banks to secure the best mortgage deals for off-plan buyers.
Developer & Bank Partnerships
We work with top developers and lenders to ensure smooth financing approvals.
Seamless Application Process
From pre-approval to final mortgage execution, we manage the entire process.
Investment-Focused Mortgage Solutions
We help buyers structure financing to maximize capital appreciation and rental yields.
Resources & Insights
Investing in off-plan properties requires careful planning. Explore our expert insights and guides:
