Save Money & Unlock Equity with Remortgaging & Refinancing
Looking to reduce your mortgage payments, access better interest rates, or release equity from your property? Our expert mortgage advisors help homeowners and investors in Dubai refinance their loans for improved financial flexibility and savings.
Take Control of Your Mortgage & Maximize Savings
Refinancing your mortgage can lead to significant cost savings and financial benefits. Whether you want to lower your interest rate, shorten your loan term, or free up capital for other investments, our mortgage specialists provide expert guidance on the best refinancing solutions available in Dubai.
We work with top UAE banks to help you secure better mortgage terms or adjust your mortgage structure to better suit your financial goals.
Our Remortgaging & Refinancing Services
Looking to lower payments or unlock equity? We assess your current mortgage and negotiate better terms, helping you save money and optimise your financial strategy.
Lower Interest Rate Refinancing
If interest rates have dropped since you secured your mortgage, refinancing can help you lock in a better rate, reducing your monthly repayments.
Equity Release Mortgages
Want to unlock the value in your home? We help homeowners access equity to fund property investments, renovations, or other financial needs.
Fixed to Variable Rate Conversion
Switching from a fixed-rate to a variable-rate mortgage (or vice versa) can provide flexibility and cost savings. Our advisors guide you through the best options for your situation.
Investment Property Refinancing
Refinancing an investment property can improve your rental yields, free up capital for expansion, or optimize your mortgage structure for long-term gains.
Are You Eligible for Mortgage Refinancing?
Banks in Dubai assess several factors before approving a refinance application. Our team helps you understand key requirements, including:
Loan-to-Value (LTV) Ratio
Generally, lenders allow refinancing up to 80% of the property value.
Credit Score & Financial Stability
A good credit history improves approval chances.
Employment & Income Proof
Stable income and job security are key eligibility factors.
Existing Mortgage Terms
Banks may impose conditions on refinancing, such as minimum loan tenure.
What Are the Costs of Refinancing?
Refinancing your mortgage comes with specific costs that should be factored into your decision. We ensure full transparency on all expenses, including:
Bank Processing Fees
Typically 0.5% - 1% of the loan amount.
Property Valuation Fees
Required to assess the property’s current market value.
Early Settlement Fees
If applicable, fees for repaying your existing mortgage early.
Mortgage Registration Fees
Payable to the Dubai Land Department.
Legal & Broker Fees
Associated with processing and securing the new loan terms.
What Our Clients Say?
We’ve helped hundreds of clients successfully navigate property purchases, business setups, and residency applications—here’s what they had to say about working with us.
Why Choose Us for Mortgage Refinancing?
We help you refinance with purpose—whether it’s reducing monthly payments, accessing equity, or securing better terms—backed by expert advice and strong lender relationships.
Exclusive Access to the Best Rates
We negotiate with leading UAE banks to secure the lowest refinancing rates.
Tailored Mortgage Solutions
Every homeowner has unique financial goals—we customize refinancing plans to suit your needs.
Seamless Loan Process
From application to approval, we handle all paperwork and negotiations, making refinancing easy.
Maximizing Financial Benefits
We ensure you unlock the most value from your refinancing plan, whether reducing costs or releasing equity.
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